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Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
It is a good idea to begin your preparation process by obtaining a copy of your own personal credit report to evaluate what your credit scores look like with all three credit bureaus. This can be done online quickly and inexpensively so that you can bring the report with you when consulting with your Real Estate Agent or potential lender. Just click on the link to the Credit Reporting Agency of your choice listed to the right for more details on getting your report. Most people aren't aware that each consumer is to be provided with one free credit report annually by each bureau upon request. This can be done simply by going to each credit bureau's website and filling out the online questionaire usually listed under free annual credit report.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step to help you determine which home is right for you. As a Realtor I take pride in my reputation for assisting my clients with credit repair & budget planning to work towards getting in a position to qualify for a loan. You'll also find a host of informative articles at this site on mortgages, viewing homes, the offer, closing details and moving.
Please contact me if you have any questions about buying a home in Baton Rouge or elsewhere in Louisiana. |